How XpinoPAY works...

Verification and Approval

XpinoPAY is operated by XPINOKINGS LIMITED. This is a corporate organisation. Avoid the use of nicknames. 

Please register with a legal personal or business name. For verification, we will need  a snapshot of any 🆔 card (be it for association, club or religious group) that carries the name you registered with, in order to confirm your legitimacy.

Your registration will only be approved after this verification exercise is successful.

User Levels

XpinoPAY has three user levels. These are:

  • USER: for all Newbies and Non-regular users
  • TRADER: registered regular users
  • MERCHANT: longtime clients and heavy users

NOTE:
The XpinoPAY Management determines and manually upgrades users based on patronage. XPINOKINGS LIMITED has the exclusive last say on this. Upgrade by the management is free.

However, there is provision for interested clients to financially force an upgrade. Such client can contact the support department via 08100087851 (WHATSAPP ONLY) for upgrade to Trader (#250) or Merchant (#500)

Airtime to Cash

After login,

  • On your dashboard, go to Cash, then click on Airtime to Cash
  • Click on Sell Airtime
  • Select the Network you wish to convert to cash
  • Type the AMOUNT you wish to convert to cash. The calculator will display your CASHOUT. Only proceed if the rate suits you.
  • Enter the number which you wish to SEND THE AIRTIME FROM 
  • Click on PROCEED, this will successfully log your Airtime to cash into the portal
  • Your code will then appear. CLICK TO CONTINUE
  • This will redirect you automatically to WHATSAPP where the summary of your order will appear. 
  • Our agent will ask you few more questions to confirm you are not sending VTU to us and to ascertain that you have your share pin and codes handy.
  • You wil be given a number to send the airtime to. YOU MUST PROVIDE THE SCREENSHOTS OF THE AIRTIME SENT. Glo Nigeria will not send you SMS or airtime sent. You must screenshot the pop-up messages.
  • After submission of the screenshots, our agent will confirm the airtime then credit your wallet.
  • Submit your FULL NAME and REGISTERED EMAIL to our agent for instant crediting of your wallet. This process takes less than 2 minutes after submission of SCREENSHOTS.

After your wallet is credited, you can decide to transfer the money to your bank, use it to buy items on XpinoPAY or leave it in your wallet to accumulate.

Note:

Our agents will not credit your bank account. They will only credit your wallet on XpinoPAY then you can do as you so wish with your money

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It speeds up the conversion process if you also send the calculator screenshot showing the amount you are converting, the network, the number sending the airtime as well as the amount you’ll reveive to the WhatsApp deparment.

 

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WALLET FUNDING

Aside from using airtime to fund your wallet through airtime to cash, XpinoPAY has Monnify payment module for wallet funding through bank transfer. Each user has unique Wema and Rolez accounts for wallet funding. On registration, the portal automatically generates the two account numbers for you. You can pay into either of them. After payment is successful, it reflects in your Main Wallet.

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Funding is automated.

FUNDING PROCESS:

  1. Login XpinoPAY.com
  2. Click on the menu icon beside the profile image at the top right side of your dashboard. Click on MY WALLET
  3. Then make payment to the WEMA or Rolez bank account

Payment Processor Charges:

Monnify (Wema/Rolez): #50

NOTE/ADVICE: You do not need to contact us after doing this. Speed of payment reflecting on your wallet depends on the network between the senders’ bank and the receiver’s. It is best to fund ahead of time as there are factors that neither you nor us can control.

Also, be in the know that Monnify is the safest payment processor for portals. Monnify is the only payment processor we use, and they charge for their service. You can visit https://monnify.com/pricing.html to learn more. The present charge of #54 (#53.27) is the best deal we could get from them.

VTU/Data/DSTV/GOTV/STARTIMES/ELECTRICITY BILLS PAYMENT/WAEC/NECO

These are valued added services on XpinoPAY. Avoid sending orders to wrong numbers. Orders CANNOT be reversed. You are assured of instant delivery. The support department can give assistance between 8am and 8pm daily.

Refer and Earn

You can earn tokens when you refer new clients to XpinoPAY and they upgrade to either Trader or Merchant levels.

Refer Bonuses:

Upgrade to Trader = #125

Upgrade to Merchant = #250

 

On verification of the upgrade, the bonus will be credited to your wallet.

TERMS OF WALLET FUNDING VIA AIRTIME TO CASH

Every first wallet funding of the day through airtime to cash process is free.

Subsequent processing and funding attracts #50 standard auto debit. Please avoid this by converting your airtime in bulk. Accumulate then convert at once rather converting in tiny bits.

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