How XpinoPAY works...
Verification and Approval
XpinoPAY is operated by XPINOKINGS LIMITED. This is a corporate organisation. Avoid the use of nicknames.
Please register with a legal personal or business name. For verification, we will need a snapshot of any legal 
card that shows the name you registered with, in order to confirm your legitimacy.
Your registration will only be approved after this verification exercise is successful.
On the login page, you need to click on Verify my Account (BVN required) then complete the process. Its mandatory.
ALTERNATIVELY:
VERIFICATION IS A ONE TIME PROCESS. YOU WILL NOT NEED TO DO THIS ANOTHER TIME
A SNAPSHOT OF ANY OF THE FOLLOWING IS MANDATORY FOR VERIFICATION:
- NIN
- Driver’s license
- International passport
- Voter’s ID.
User Levels
XpinoPAY has just one three user levels, viz: Agent, Reseller and VIP. Our product prices shows the differences among the three user groups.
How Airtime to Cash is done
First, go to the rate page:
Rates
- Type the AMOUNT you wish to convert to cash. The calculator will display your CASHOUT. Only proceed if the rate suits you. Ensure you follow instructions. Airtel is 5,ooo minimum. MTN, Glo and 9mobile are 1,000naira minimum. Glo is 5,000naira maximum.
- SCREENSHOT THIS RATE DETAILS SHOWING THE AMOUNT YOU ARE CONVERTING, THE AMOUNT YOU ARE GETTING, THE NUMBER SENDING THE AIRTIME AND WHERE YOU WANT THE PAYMENT TO GO TO THEN SEND IT TO OUR AGENTS ON 08100087851 WHATSAPP (where you will be given a number when its ur turn). Please avoid impatience!
Our Agents will take your thru the mandatory first time verification process before you can use this service. When u are fully approved, conversion process and payment takes less than 5 minutes depending on the queue of clients before you.
PAYMENT IS THEN MADE TO YOUR WALLET, YOU CAN DECIDE TO EITHER USE WALLET BALANCE FOR TRADING ON THE PORTAL OR TRANSFER TO ANY BANK ACCOUNT OF YOUR CHOICE. TRANSFER IS INSTANT AND THE SERVICE PROVIDER CHARGES A TOKEN #30 FOR ANY DENOMINATION.
Please avoid conversion in bits so as to avoid penalties.
WALLET FUNDING
Aside from using airtime to fund your wallet through airtime to cash, XpinoPAY has Monnify payment module for wallet funding through bank transfer. Each user has unique Wema, Sterling and Moniepoint MFB accounts for wallet funding. On registration, the portal automatically generates the three account numbers for you. You can pay into any of them. After payment is successful, it reflects in your Wallet Balance.
Funding is automated.
FUNDING PROCESS:
- Login XpinoPAY.com
- Then make payment to the WEMA, Sterling or Moniepoint bank account
Payment Processor Charges:
Monnify (Wema/Sterling/Moniepoint): #50
NOTE/ADVICE: You do not need to contact us after doing this. Speed of payment reflecting on your wallet depends on the network between the senders’ bank and the receiver’s. It is best to fund ahead of time as there are factors that neither you nor us can control.
Also, be in the know that Monnify is the safest payment processor for portals. Monnify is the only payment processor we use, and they charge for their service. You can visit https://monnify.com/pricing.html to learn more. The present charge of #54 (#53.27) is the best deal we could get from them.
VTU/Data/DSTV/GOTV/STARTIMES/ELECTRICITY BILLS PAYMENT/WAEC/NECO
These are valued added services on XpinoPAY. Avoid sending orders to wrong numbers. Orders CANNOT be reversed. You are assured of instant delivery. The support department can give assistance between 8am and 8pm daily.
TERMS OF WALLET FUNDING VIA AIRTIME TO CASH
Every first wallet funding of the day through airtime to cash process is free.
Subsequent processing and funding attracts #50 standard auto debit. Please avoid this by converting your airtime in bulk. Accumulate then convert at once rather converting in tiny bits. Note that you can easily transfer airtime from you wallet to any bank of your choice.
